UK CARD SERVICES

Smart Card Spending Made Clear

Use UK prepaid, debit, and virtual cards with clear spend limits, instant alerts, and simple funding tools. Built for everyday users and small teams that want clean card control.

Plutus Card beside a contactless terminal and leather wallet on dark stone at blue hour

Metric 01

3

card types

Metric 02

24/7

spend alerts

Metric 03

1 app

for funding controls

HOW IT WORKS

Set up cards in four steps

Load money, set limits, and pay in shops or online across the UK.

Prepaid card beside a terminal, espresso cup, and canvas pouch on a café counter with steam.

Same day setup

Prepaid Cards

From £0/mo

Load money, set limits, and pay in shops or online across the UK.

Debit card in a leather wallet beside keys and a grocery bag by a front door

1 working day

Debit Cards

From £4/mo

Virtual card, glowing phone, and sealed parcel on a dark desk in a premium fintech scene.

Instant issue

Virtual Cards

From £6/mo

Payment card, transfer token and glass tray on stone console, lit by soft window light.
01Bank transfer

Account Funding

From £8/mo

Top up by bank transfer and keep card spend in one view.

Graphite card with brass slider and block markers on dark stone, overhead cinematic light.
02Per card rules

Spending Controls

From £10/mo

Set card limits, merchant blocks, and cash rules by card.

Replacement card half out of an envelope beside a handset cradle and amber help light.
03UK support desk

Card Support

From £12/mo

Get help with lost cards, replacements, and failed payments.

CARD OPTIONS

Pick the right card setup

Tell us what card setup you need and send the details we ask for.

Top-down phone, blank card sleeve and metal pen cap on pale wood.
01

Apply Online

Tell us what card setup you need and send the details we ask for.

Brass card controls on a pale stone shelf with soft side light and shallow focus.
02

Set Card Rules

Choose limits, alerts, and card types for your account.

Overhead flatlay of a card, face-down phone and transfer token on a brushed tray
03

Add Funds

Move money by bank transfer, then use the card for spend.

Slate payment card, alert light and balance marker in a shallow stone tray with soft linen.
04

Track Every Pay

See payments, alerts, and balances in one place.

RESULTS

See how teams use Plutus Card

One prepaid card Bank transfer top ups Daily spend alerts Freeze card online Email support

Billed monthlyBilled monthly

Starter

From £19/mo

  • One prepaid card
  • Bank transfer top ups
  • Daily spend alerts
  • Freeze card online
  • Email support
Most popularBilled monthly

Signature

From £49/mo

  • Prepaid and debit cards
  • Five virtual cards
  • Merchant and cash limits
  • Custom spend alerts
  • Shared funding controls
  • Priority phone support
12-month term12-month term

Scale

From £99/mo

  • All Signature tools
  • Ten virtual cards
  • Bulk card issue
  • Team spend rules
  • Monthly spend reports
  • Dedicated account lead

WHAT CLIENTS SAY

Straight talk from clients

12 staff cards, daily limits, and alerts keep till spend easy to see.

Café till with staff cards, terminal, open cash drawer, cups and espresso steam

Hospitality

Cafe Group Cuts Cash Checks

12 staff cards, daily limits, and alerts keep till spend easy to see.

Van cabinet with fuel cards, tool cases and a rugged phone dock in cool morning light.

Construction

Site Teams Spend Less Time Waiting

Agency desk with closed laptop, glowing phone, card holders and travel case hardware.

Marketing

Agency Buys Ads Fast

Macro of a card reader, top-up sleeve and tidy cash drawer in warm shop light.

Retail

Shop Owner Sees Top Ups

Open van boot with cleaning supplies, fuel card sleeve, and organized caddies in morning haze.

Services

Cleaning Crew Keeps Spend Clear

Headset, card sleeve, deactivated card and amber call light on travertine support console

Lost cards and chargebacks

Maya Bennett

Macro of payment hardware: card reader module, card edge and security token on a test bench.

Funding rules and limits

Daniel Reeves

Close-up of a sealed card pouch with a gold security seal and audit marker on a khaki tray

UK checks and policy

Priya Shah

Espresso, biscuit, card sleeve and handset base on a travertine tray with warm steam.

Small business setup

Tom Calder

Proof

Customer notes

Verified

We issue virtual cards for ads in minutes, not hours.

Headset, card sleeve, deactivated card and amber call light on travertine support console

Helen Morris

Finance Director, Northline Media

Verified

Daily alerts mean I spot card spend before it grows.

Macro of payment hardware: card reader module, card edge and security token on a test bench.

Owen Price

Owner, Bright Lane Cafes

Verified

Funding cards by bank transfer is easy and clear.

Close-up of a sealed card pouch with a gold security seal and audit marker on a khaki tray

Sana Malik

Operations Lead, Forge Build

Service area

London & M25

Central London, Westminster, Camden, Southwark, Croydon

Misty Westminster skyline over the Thames at dawn with calm river space below

Area 01

London & M25

Central London, Westminster, Camden, Southwark, Croydon

Brighton chalk cliffs glowing at golden hour above a calm hazy sea

Area 02

South East England

Brighton, Reading, Oxford, Guildford, Maidstone

Mist over the Malvern ridge and a quiet river valley at blue dusk.

Area 03

Midlands

Birmingham, Coventry, Leicester, Nottingham, Derby

Liverpool waterfront and the Three Graces glowing through sunset haze over calm wet docks

Area 04

North West England

Manchester, Liverpool, Preston, Warrington, Chester

The Map

Questions

Common questions

Quick answers before visitors choose a product, service, or next step.

01What cards do you offer?+

We offer UK prepaid, debit, and virtual cards, plus spend controls, alerts, and funding tools for daily use.

02Can small businesses use Plutus Card?+

Yes. Small teams can use shared funding, card limits, and alerts to track spend by person or card in one place.

03How fast can I get started?+

Many accounts can be set up the same day, with card issue and funding steps shown in your account.

04Do I get spend alerts?+

Yes. You can turn on alerts for card payments, top ups, and low balances so you can check spend fast.

05Can I block or freeze a card?+

Yes. Freeze a card, set limits, or switch off online use when a card is lost or needs a break.

06Who helps if I have a problem?+

Our UK support team helps with card setup, failed payments, replacements, and account questions.

Get card updates

Get short email notes on card controls, funding steps, and UK payment rules for everyday spend.